Terms of Service
Last updated: April 2026
Agreement to Terms
By accessing The FIRE Calc at this website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the site.
Not Financial Advice
Important: The calculators and content on this site are provided for informational and educational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. The results produced by our calculators are estimates based on the inputs you provide and mathematical models — they are not predictions or guarantees of future results.
Investment returns vary. Inflation rates change. Tax laws evolve. Your personal circumstances are unique. Before making any financial decisions — including retirement planning, investment choices, or changes to your saving behaviour — consult a qualified financial advisor who can assess your specific situation.
Accuracy of Calculations
We make every effort to ensure our calculators produce accurate results using well-established financial formulas (the 4% rule, compound interest, future value calculations, etc.). However, we make no warranty — express or implied — about the accuracy, completeness, or fitness for any particular purpose of the results. You use the calculators at your own risk.
Intellectual Property
All content on this site — including text, design, code, and graphics — is owned by The FIRE Calc and protected by copyright law. You may not reproduce, distribute, or create derivative works without written permission.
Third-Party Links
This site may contain links to third-party websites (brokerages, financial products, etc.). These links may be affiliate links, meaning we may earn a commission if you click through and make a purchase — at no additional cost to you. We only link to products and services we believe are useful to our users. We are not responsible for the content or privacy practices of third-party sites.
Limitation of Liability
To the maximum extent permitted by law, The FIRE Calc and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of — or inability to use — this site or its calculators, even if we have been advised of the possibility of such damages.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the revised terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable law. Any disputes shall be resolved through good-faith negotiation before formal proceedings.